To get straight to the point, the median home price in Kahului, HI, in 2026 is approximately $1,014,677. This is clear. According to Redfin data, this figure is as of May 2026 and represents a 16.6% decrease compared to the same period last year. Zillow also reported an average home price of $1,016,632 as of February 2026, marking a 5.0% decline year-over-year. Both agencies indicate prices in the low $1 million range.

Kahului is the central city of Maui County in Hawaii. Even with the extremely limited housing supply across Maui following the Lahaina wildfires in 2023, the Kahului and Wailuku areas are relatively better balanced in terms of supply and demand within Maui. The 2026 Hawaii market outlook report from Livinginhawaii.com analyzed that overall prices in Maui are being maintained at high levels due to supply shortages and reconstruction demand. Nevertheless, the recent price drop in the Kahului market signals that buyers are regaining some negotiating power.

As of June 2026, the 30-year fixed mortgage rate remains between 6.47% and 6.58% (Freddie Mac, June 2026). With the Federal Reserve unable to easily lower interest rates, inflation surged to 4.2% in May 2026, dampening expectations for rate cuts once again. If you buy a $1 million home with a 20% down payment ($200,000) and take out an $800,000 loan at 6.5% for 30 years, the monthly principal and interest would be about $5,056. Considering the overall cost of living in Hawaii, the entry barrier for actual buyers remains high.

Here are the specific market trends:

• Median home price in Kahului as of May 2026: $1,014,677 (Redfin, May 2026)
• Year-over-year change: -16.6%
• Month-over-month change: -7.8% (compared to April 2026)
• Zillow average home price: $1,016,632 (February 2026, year-over-year -5.0%)
• 30-year fixed mortgage rate: 6.47-6.58% (Freddie Mac, June 2026)
• Annual price increase forecast for Hawaii: approximately 3-5% (livinginhawaii.com, 2026)
• Short-term price rebound forecast for Kahului: +1.7% (Zillow prediction)

The message these figures convey is clear. The pandemic surge of 2021-2022 has ended, and the Kahului market is in a correction phase. Considering that the median price was $565,000 in April 2019, this is a process of giving back some of the 79.6% increase over seven years. However, it is still too early to say that the market has completely shifted in favor of buyers, as the overall housing supply in Maui remains tight. For buyers looking to occupy, now is a good time to closely observe the market as negotiating power has returned, and for investors, it is essential to carefully consider mortgage costs and rental yields.

Kahului is a key living hub on the island with the Maui airport and harbor. There is a solid demand from essential workers in tourism, healthcare, and retail. Although there is a correction following a short-term surge, long-term supply increases are structurally limited due to Hawaii's geographical constraints. This is clear. If you are monitoring the market, please continue to keep an eye on mortgage rate trends and the overall inventory levels in Maui County. (Sources: Redfin, Zillow, Freddie Mac PMMS, Livinginhawaii.com, AOL/Redfin data, 2026 / This article does not constitute investment or legal advice, and it is recommended to consult a professional before any actual contracts.)